Learn Hub

Ready to put your money to work? Then you’ve come to the right place.

Investing essentials

25 April 2025

SIPP vs ISA

Stocks and shares ISAs and Self-invested personal pensions (SIPPs) can be ideal wrappers for holding investments in shares and funds. Learn about SIPPs vs ISAs here.

7 min read
comparing donuts and apples

Building your portfolio

Jargon buster

Bond

A type of investment in which you lend money to a company or government. In return you get interest payments and repayment of the money you lent at the end of a specific term. The interest rate and term are set at the start of the investment.

Investing in bonds is generally considered safer than shares. But there are still risks, primarily default risk (i.e. the company or government becoming insolvent), inflation risk, and the risk that interest rates rise over time.

First time investing? Meet Dodl

  • Earn interest on your cash whilst you learn to invest  
  • Log in with biometrics  
  • Manage and monitor your portfolio and investments-on-the-go  
  • View the live prices of UK, US an Canadian shares
Phone component

Learn more about Dodl

Investing guides

Get investing confident with by reading our in-depth guides.

Responsible investing 

Investing for the greater good can be healthy for your pocket, not just the planet. We explain how you can invest responsibly.

New to investing 

Learn the ABC of investing – from the difference between funds and shares to which account to choose.

Self-invested personal pensions

Want the freedom to control your pension pot yourself? Learn how a SIPP can help you reach your retirement goals.

Lifetime ISAs 

Whether you’re looking to buy your first home or are saving for retirement, learn how a Lifetime ISA can help – including getting a 25% bonus on payments in, each tax year.

Pensions for the self-employed 

Being your own boss means sorting your own pension. Learn how to set one up and get expert tips on boosting your pot

Stocks and shares ISAs 

Invest tax efficiently and access your money when you want – everything you need to know about Stocks and shares ISAs.

Listen to our latest podcasts

Weekly discussions on everything investing from the teams at AJ Bell and Shares magazine.

Money & Markets team

Money & Markets

The easy way to stay up to speed with the investing world with new episodes each week from Laura Suter, Dan Coatsworth, Charlene Young and Danni Hewson.

Two ladies talking having a cup of tea

Money Matters

Tackles all the taboo topics around women and investing - nothing's off limits with Laura Suter and Danni Hewson.

Investing essentials

All the basics to get you started. Learn how to build a portfolio, access your pension, invest for children – and much more.

Ideas, tips and knowledge straight to your inbox

Introduction
Join thousands of AJ Bell customers getting free ideas and financial health tips with our fortnightly investing emails.

Webform

We're here to help you invest

We’ve been helping our customers put their money to work for over 30 years. And with over 620,000 customers, that’s a lot of people taking control of their financial futures. 

We’re not just one of the UK’s largest and best regarded investment platforms, we’re listed on the FTSE 250, we’re regulated by the Financial Conduct Authority (FCA), oh, and we’re a Which? Recommended provider seven years running, 2019-2025. 

So, when you're ready to feel good, investing, we're here to help.