ISAs

An Individual Savings Account (ISA) is a great way to save and invest money free from tax. At present, there’s no joint ISA account or any other type of ISA that can be owned by more than one person.

Bed and ISA is a pair of deals where an investment is sold in a Dealing account and bought back in a Stocks and shares ISA. Learn about Bed and ISA rules.

The Cash ISA is a type of individual savings account with tax-free interest and withdrawals. Learn more about what it is and if it’s right for you.

It can be tricky to know where to start with picking your investments when opening a Stocks and shares ISA. So let’s get started with the basics.

Are you looking for alternatives to cash when interest rates are down? Rad about how you could earn an income from your hard-earned money using a Stocks and shares ISA.

Do you ever dream of being a millionaire? Learn a step-by-step process to become an ISA millionaire and start saving and investing today.

ISAs are a great way to shelter your wealth from the taxman, but the impact of higher charges can compound over time. See our top tips on how to cut your ISA charges.

The Junior ISA (JISA) allowance for 2025/26 is £9,000 from 6 April onwards. Learn everything you need to know about JISA allowances, rules and essentials in this guide.

If you die, the money and investments held in your Stocks and shares ISA will be passed onto your beneficiaries. Find out what happens to your ISA on death.

With several different types of ISA available, it’s important that you know the rules that apply to each one. Learn more about ISA rules and how they might impact you.

The ISA allowance determines how much you can put in your individual savings accounts per year, so read more about ISA limits for the year 2025/26.

ISAs can be a great platform to create wealth but return on investments are never guaranteed. Learn more about ISA mistakes to avoid before you invest.

Are you wondering how withdrawals from ISA accounts work? Learn more about the rules around ISA withdrawals and how you can withdraw money out of an ISA.

There's no limit on the number of ISA accounts you can hold, so you can have more than one ISA in a tax year. Learn about opening multiple ISAs.

Looking to transfer into a Lifetime ISA? Learn how you can save more to help you with buying your first home or toward those retirement goals.

When your child turns 18, their Junior ISA will become a Stocks and shares ISA. Learn more about what happens to a Junior ISA at 18 here.

Learn about additional permitted subscriptions (APS) in an individual savings account, along with the rules, the limits and how it works.

Pay no income tax on the interest or dividends you receive on an ISA. Any profits from investments are free of Capital Gains Tax (CGT).

Stocks and shares, Lifetime, Junior, Cash – the list goes on but what is the best ISA? Compare the different types of accounts to find which ISA is right for you.

If you’re over 40 and have a LISA with another provider, you can transfer it to us. Find out more about how Lifetime ISAs for over 40s work.

Learn how to transfer shares when you move your existing share dealing account from your stockbroker to AJ Bell. Find out how to transfer into our low-cost Dealing account here.

Transferring your ISA to AJ Bell is easy. Find out more about ISA transfer rules or about moving cash between AJ Bell accounts here.

A Lifetime ISA (LISA) bonus is a 25% government bonus, which can be up to £1,000 annually, added on top of what you save. Learn more about monthly LISA bonus payments here.

You can withdraw from your Lifetime ISA tax-free when you use it for an eligible house purchase or after you turn 60. Learn more about LISA withdrawal rules here.

Want to avoid being hit with tax charges or missing out on free Government cash? Read our article to see if you should consider using an ISA for your savings.