Keeping your savings and investments safe

Peace in mind for your cash and investments

AJ Bell is part of the AJ Bell Group, which is a financially secure and regulated company. AJ Bell has more than 673,000 customers who trust us with £108bn in assets under administration. This makes us one of the biggest low-cost online investment platforms and stockbroker services in the UK.

Who looks after your investments?

Your investments are administered by AJ Bell Securities Limited - a member of the London Stock Exchange and regulated by the Financial Conduct Authority. We comply with the rules and guidelines of the FCA and are subject to review in the form of individual interviews, document review and deep-dive visits.

We’re an execution-only provider, which means that we only act as agent for our customers in buying and selling investments – we have no conflict of interests when we deal on your behalf.

If you have a Self-invested personal pension, AJ Bell Management Limited is the SIPP administrator, which is also regulated by the FCA. To find out more, visit the FCA website.

Learn more about the FSCS

How are your savings held in the Cash savings hub?

Apart from when it's transferring, your money is always held in one of two places – in your transaction account or in a savings account you’ve chosen yourself.

By logging in, you can see in a glance exactly where your money is. And we’ll email you with confirmations and reminders to help you stay on top of everything.

Transaction account

Your transaction account is unique to you, with your own account number and sort code.

It’s operated by our partner, ClearBank, who is authorised and regulated by the PRA and FCA and covered by the FSCS.

As it's only intended as a temporary home for your money, the transaction account doesn’t pay any interest.

Savings account

Your savings accounts are held with our partner banks. To help keep you and your savings secure, we only work with partner banks who are:

  • Authorised by the Prudential Regulation Authority (PRA)

  • Regulated by the Financial Conduct Authority (FCA) and PRA

  • Covered by the Financial Services Compensation Scheme (FSCS)

We're here to help you invest

We’ve been helping our customers put their money to work for over 30 years. And with over 673,000 customers, that’s a lot of people taking control of their financial futures. 

We’re not just one of the UK’s largest and best regarded investment platforms, we’re listed on the FTSE 250, we’re regulated by the Financial Conduct Authority (FCA), oh, and we’re a Which? Recommended provider seven years running, 2019-2025. 

So, when you're ready to feel good, investing, we're here to help.
Which 7 years running