Dealing account

The low-cost share dealing account giving you the freedom to invest and access your money how and when you want.

Open a Dealing accountView charges

Low-cost, flexible investing 

Our Dealing account is for anyone who wants freedom to invest however they want, with the flexibility to access their money with ease.

Also known as a share dealing account or general investment account (GIA), invest in everything from shares to funds and more.

  • No limit on investments
    Invest as much or as little as you want, when you want. There’s no limit on investments, giving you freedom to put your money to work however you like.
  • Access whenever you want
    There are no withdrawal restrictions, so you can sell your investments and access your money with ease. You'll just need to leave at least £100 in your account to keep it open.
  • Invest exactly how you want
    Invest in thousands of companies around the globe, as well as over 4,000 funds, major and specialist investment trusts, index-tracking exchange traded funds (ETFs), bonds and gilts.
  • Start investing from just £25
    Once you've funded your account you’re ready to go. Set up a £25 monthly direct debit, make a one-off £250 payment, or transfer an account for free.

Open a Dealing account  

View key features  

We keep our charges low

Our low-cost charges mean you have more money available to get the best value from your investments.

Account charge

Never pay more than
0.25%

Dealing charge

Deal online for as little as
£1.50

Charges calculator

Choose your investments

You’re the decision maker when it comes to choosing how and where to invest your money. Although we can’t give you recommendations, we can support you along the way by taking the confusion out of investing.
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I need some ideas

Here you’ll find our AJ Bell managed funds, as well as a list of standout funds that we’ve chosen based on value and potential for growth, and Starter portfolios built by our experts and managed by you.

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Show me all the options

See our full range of investment options across all markets and sectors, including over 4,000 funds, shares, trusts, ETFs, bonds and gilts – with dealing charges starting from just £1.50.

Expert tips on… Dealing accounts

Understanding how to manage a Dealing account (also known as a share dealing account) is important for anyone interested in investing.

Dan Coatsworth  Editor-in-Chief

Dan Coatsworth
Editor-in-Chief

  • AJ Bell offers a range of investments for Dealing accounts, including UK and overseas-listed shares, bonds, investment trusts and funds.
  • Our Dealing account is free to open and you can pay into your account whenever you want.
  • There are no restrictions on contribution levels or withdrawals, which can be useful if you’ve used up ISA or pension allowances.
  • You can invest tax-free up to your dividend, personal savings and capital gains tax allowances, but tax is applicable beyond these levels.
  • Someone looking to avoid paying any tax on their investments might want to consider alternative accounts such as a Stocks and shares ISA.

Open a Dealing account   

Learn more about Dealing accounts    

Looking for a share dealing account for your business or child?

Take a look at our range of specialised Dealing accounts

Limited Company Dealing account

Designated Dealing account

Pension Dealing account

Dealing account for children

Our most popular Dealing account questions

Having the right information is important when making investment decisions. Here are the most frequently asked questions we get about Dealing accounts.

Need more help?

Our customer support team are here to help when you need it. Here’s how to get in touch.
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Still not sure about investing?

We get it. Deciding what to do with your hard-earned money can be difficult, especially if you’re unsure where and how you should invest it. Here, our experts help you by sharing their investing knowledge.
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We're here to help you invest

We’ve been helping our customers put their money to work for over 30 years. And with over 673,000 customers, that’s a lot of people taking control of their financial futures. 

We’re not just one of the UK’s largest and best regarded investment platforms, we’re listed on the FTSE 250, we’re regulated by the Financial Conduct Authority (FCA), oh, and we’re the only investment provider to be Which? Recommended eight years running, 2019-2026. 

So, when you're ready to feel good, investing, we're here to help.
Which? award winners 8 years running, 2019-2026