How do the Starter portfolios work?
Each AJ Bell Starter portfolio is made up of five funds from the AJ Bell Favourite funds list. Three of these funds are actively managed, while two passively track their respective markets. To get started, select the Starter portfolio that best meets your needs. You have four to choose from, including:
- Cautious
- Balanced
- Adventurous
- One for those seeking income
After choosing your Starter portfolio, you have the option to adjust the asset allocation and add other funds from our Favourite funds list, if you’d like to. The funds we’ve chosen in each portfolio are guidance only, not a personal recommendation.
Once you've invested in a Starter portfolio, you’re responsible for managing it. It’s essential to make sure you have the time and confidence to do this. Please also keep in mind that each portfolio is designed to be held for the long term – five years or more. The value of your investments can change, and you could lose money as well as make it.
Do I need to invest a minimum amount into the Starter portfolios?
You’ll need to invest at least £1,000 to get started.
In which accounts can I invest in the Starter portfolios?
You can invest in Starter portfolios using our SIPP, Dealing, ISA, Lifetime ISA and Junior ISA accounts.
Can I use the regular investment service for the Starter portfolios?
You can set up a regular investment for any funds in the AJ Bell Starter portfolios. The cost is £1.50 per fund per month.
How do I keep track of the investments in my Starter portfolio?
When you buy a Starter portfolio, the five funds within it will be added to your AJ Bell account. Simply log in and click ‘view’ to see their performance. The Starter portfolio is not ring-fenced from your other investments, so you’ll see them appear with any other funds you already hold.