Stocks and shares ISA
Launch into easy investing with your annual £20,000 tax-free ISA allowance 
Remember that investments go up and down in value, and you could lose money as well as make it. How you’re taxed will depend on your circumstances, and ISA and tax rules can change. We don’t offer investment advice, so you’ll need be confident you can manage your ISA yourself.
Why choose AJ Bell?
We’re one of the UK’s largest and best regarded investment platforms, trusted by over 561,000 customers. We don't offer advice, but we make sure you have what you need to make sure you can make your investment decisions yourself. Here are some of the reasons why investing in an ISA with AJ Bell feels so good.
Low costDeal from £1.50 and never pay more than £5.00 to deal online.
Top ratedWe're a Which? Recommended Provider seven years running.
Help choosing investmentsYou'll need to be comfortable managing your investments yourself. But our investment ideas can give you some help along the way.
Wide investment choiceIf you’re happy to pick your own investments, you can choose from a wide range of UK and international shares and funds.
Before you apply, make sure you read our ISA key features document.
Managing your account
Regular payments – fund your ISA instantly by debit card, pay from my bank or set up a monthly direct debit
Regular investing – grow your ISA gradually by putting in as little as £25 a month
Live prices – view the live price of UK, US, and Canadian shares and deal when it's right for you
Mobile app – manage your ISA portfolio anywhere with our iOS and Android apps
Which? Recommended Provider for Stocks & Shares ISA, 2025
AJ Bell ISA charges
Our low charges mean you can keep more of the money you make.
Based on a starting portfolio of £15,000 invested across funds and shares, here's what you'll pay in a year.
£10,000.00
2 Fund deals per year
£5,000.00
2 Share deals per year
£50.50
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View breakdown
Why invest in an ISA?
A Stocks and shares ISA is an easy, efficient way to invest. It’s completely tax-free to open and fund one of each ISA type in a tax year, so more of what you make stays in your pocket. And since you can access your pot whenever you like, it can be a useful rainy-day fund too.
Money grows tax freeStocks and shares ISAs are designed for long-term investing. As you’ll pay no capital gains or income tax, your money can go further.
Anytime withdrawalsIf you need to get your hands on your money, you can. (Though this isn't a flexible ISA, so you may not be able to pay it all back in straight away).
Invest up to £20,000 a yearFund your ISA with lump sums, or by setting up a regular investment of as little as £25 a month. And you've a range of investments to buy.
Hassle-freeThere's no need to declare ISAs on your tax return, meaning less admin. Just remember that you'll need to be happy managing your ISA yourself.
Before you apply, make sure you read our ISA key features document.
Frequently asked ISA questions
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What are the charges for my Stocks and shares ISA?
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How many Stocks and shares ISAs can I have?
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Can anyone open a Stocks and shares ISA?
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If I transfer in a Stocks and shares ISA, will it count towards my annual ISA allowance?
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Can I open an ISA with an initial lump sum and top up at a later date?
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Do you offer a cash ISA?
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Do you offer a flexible ISA?